Personal Finances and Career Satisfaction

Personal Finances and Career Satisfaction Three Steps  to  Better  Manage  Personal Finances  and  Boost  Career Satisfaction     Did you know that financial literacy directly correlates to  your  personal and professional success?     The bad news is that poor  financial  literacy  in corporate America  is  negatively impacting  most  employees’  professional achievement.  For example, many people start their first jobs without  an understanding  of a  credit score, managing a budget,  or  contributing to a  401(k).  Without proper education, one wrong financial move  (even  while  earning money)  can  cause intense  financial  stress that spills over into the workplace.     As many know from personal experience, dealing with stress on the job  directly impacts a person’s happiness at work and  can be  synonymous with low productivity, fatigue,  and  even  a decrease in career opportunities.  For employers, the ramifications can be worse. By the numbers, stress is  estimated  to cost U.S. businesses $300 billion annuallyâ€"or  about  $2,000 per employee  per  year.   The aftermath of poor money management and its effect on a person’s career satisfaction cannot be ignored. To  take control of your financial life  â€"  and make your  career  more fulfilling  â€"  take the advice I learned  after speaking to  Michael Thiemann, co-founder and CEO of  Zebit, a financial wellness benefit company  that offers both financial resources and a credit safety-net to hardworking Americans.       Thiemann  explained that financial wellness goes beyond using a few financial tools or saving for retirement; it is a sense of financial stability that comes  with financial literacy, planning,  and money management,  so responding to life events is only a bump in the road, rather than a financial disaster.     Here are Michael’s three key tips:   1- Manage Money for Your Future Self.     First,  create a budget and stick to it,  making sure you have  calculated  how much you need  to set aside for  lifestyle expenses  â€"  e.g. entertainment, vacations, etc.  â€"  as well as  emergency  savings and retirement. If you are currently in debt, make sure you  aggressively  budget to pay it off.     Thiemann  says, “By having  a holistic understanding of your financial situation,  you can stay  in control of your finances  and  focus on the important things in life, like thriving at the workplace.”  To get started,  Michael suggested checking out  free assessments  and budgeting tools  like  Zebit’s  free,  fast,  and easy  Instant Budget  app.     2 Expect Surprises.     From getting a flat tire to the refrigerator breaking  down, no one is immune to surprise expenses.  Thiemann pointed out that  these surprises  can  come with high price  tags.  What do you do if you are  strapped for cash? Thiemann advises against  using  risky financing alternatives like  payday loans, high-interest credit cards,  or rent-to-own services where one wrong move creates a spiral of debt and stress.     “By weighing your options, reviewing  contracts,  and  understanding  the total cost of a purchase with interest, fees, or penalties,  you can  be prepared to  responsibly  respond,”  says Thiemann. “I would also suggest  looking  for  no-cost  credit safety-net options that can be used to finance large or unexpected purchases  at retail prices.”   3 Benefit from Employer Financial Wellness Programs.     Employers who invest in educating employees in personal finance will see  a 3 to 1 return on investment,  improve their bottom line, and enjoy a more  productive workforce.  Thiemann suggests talking to your  HR department to determine  which  financial wellness programs are available at your company. You may be surprised to learn that there  is  a wealth of resources provided that  offer advice  on  investments,  loans,  mortgages, social security,  and more.  Many  times  they are free or included in your current benefits.       If your employer is lacking a solution, suggest a free and  complete financial wellness  benefit  that  covers  education, interactive training, budgeting resources,  and access to interest-free credit offerings.   To help working Americans better manage money and minimize their financial stress, Thiemann and  Zebit  recently partnered with  Shark Tank  mogul Barbara Corcoran. By joining forces, the two entities advised on steps for reducing stress brought on by financial woes.       As one of 10 kids who grew up in a blue-collar family without material advantages, I not only understand firsthand the worry associated with cash constraints, but the importance of feeling empowered to overcome setbacks, said Corcoran. We cant sit around and let financial stress cripple opportunity, but rather educate employers on their critical role in helping consumers become financially fit.     There will never be a magic wand for getting personal finances in order. It takes education, commitment,  and a plan. By following the above principlesâ€"and a few tips from Barbara Corcoran herselfâ€"professionals can better chip away at handling cash flow, while setting themselves up for a happier career path.       Join Dana  Manciagli’s  Job Search Master Class  now  and get the most comprehensive job search system available! #personalfinances #careermanagement #careerpath #danamanciagli

E-Fests Begin with Successful Asia Pacific Event First US ASME...

E-Fests Begin with Successful Asia Pacific Event First US ASME... E-Fests Begin with Successful Asia Pacific Event First US ASME... ASME E-Fests Begin with Successful Asia Pacific Event; First U.S. ASME EFxâ„¢ Event to Launch in March The third year of the ASME Engineering Festivals (ASME E-Fests) program commenced not long ago with ASME E-Fest Asia Pacific in India a three-day festivity of building that consolidated an assortment of instructive board meetings and workshops, amusement and a few energizing understudy rivalries including the Human Powered Vehicle Challenge, the Student Design Competition, the Innovative Additive Manufacturing 3D Challenge and the Old Guard Oral Presentation and Technical Poster Competitions. The occasion, which was held which was held from Feb. 1 to 3 at Vellore Institute of Technology (VIT) in Vellore, India, was likewise the greatest E-Fest so far in the projects three-year history. Almost 1,300 understudies, workforce and volunteers from in excess of 70 colleges participated in the lively celebration for designing understudies. ASME E-Fest Asia Pacific formally opened Friday morning with a light lighting function highlighting senior pioneers from VIT including the Honorable Vice Chancellor G. Viswanathan, Vice President Sekar Viswanathan and Vice Chancellor Anand A. Samuel. Among the delegates from ASME at the service were Callie Tourigny, ASMEs senior VP of Student and Early Career Engagement, and John Hasselmann, ASMEs overseeing chief for Global Public Affairs. Callie Tourigny (forefront), ASME's senior VP of Student and Early Career Engagement, addresses the crowd during the initial function at E-Fest Asia Pacific. Tending to the hopeful architects in the crowd during her comments at the light lighting meeting, Callie Tourigny brought up that ASME could be a significant asset for them as they set out upon their professions. Each and every one of you have a unimaginable open door now and ahead to have any kind of effect on the planet, she said. As an expert society, ASME is satisfied to extend our main goal here as Indias economy keeps on developing. ASMEs mission is to advance and advance designing information to improve the personal satisfaction. We are focused on guaranteeing that every one of you have the devices and experience you have to unravel the unpredictable difficulties that face our reality. The celebration likewise incorporated various vocation improvement meetings and workshops that were very well known with E-Fest Asia Pacific participants, remembering a throughout the day workshop for naturally enlivened plan drove by Prashant Dhawan and Seema Anand, prime supporters of Bio-mimicry Network India; a 3D printing workshop, 3D Printing Transforming the Way we Design and Manufacture, an Engineering for Change (E4C) workshop, E4C: Engineering Social Innovation; and a meeting, The Path Forward at ASME, in which ASME volunteers and staff talked about the different volunteer and administration openings that are accessible to understudies and early profession builds through the Society and the expert and individual advantages taking an interest as a volunteer can give. (Left to right) John Beck, director of part improvement for ASME, Student Design Competition judge and early profession engineer Dhaval Trivedi, ASME Senior Vice President Callie Tourigny, Prakhar Deep of the ASME India Office and ASME E-Fest Steering Committee part Sadarth Jadeja at the Path Forward at ASME meeting at E-Fest Asia Pacific. Notwithstanding the vocation advancement openings, E-Fest Asia Pacific facilitated a few of the Societys significant understudy rivalries, including the Human Powered Vehicle Challenge (HPVC). Forty groups enlisted for the opposition, which solicits groups from understudies to structure and manufacture human controlled vehicles that they at that point put under a magnifying glass in mens and womens speed races and an overwhelming two-and-half hour continuance rivalry. The group from the E-Fests have school, Vellore Institute of Technology (VIT), defeated all comers in general and the $1,000 top prize at the HPVC in India. The group, which was the general champ finally years celebration in India, likewise positioned second in the perseverance occasion, third in the mens and womens speed races, and earned an uncommon honor for sportsmanship at the opposition. The HPVC colleagues from Vellore Institute of Technology commend their in front of the rest of the competition by and large win at E-Fest Asia Pacific. Putting second by and large at the HPVC was the group from NMIMS Mukesh Patel School of Technology Management and Engineering. Notwithstanding bringing home the $750 second prize, the group likewise got $500 for setting first in both the mens and womens races. Kalinga Institute of Industrial Technology took third spot generally, winning $500, just as the $250 in front of the rest of the competition prize in the HPVC perseverance occasion and runner up in the mens race speed occasion. Indian Institute of Technology (IIT) Bombay took top distinctions at the Student Design Competition at E-Fest Asia Pacific, bringing home the $500 first prize. During the current years rivalry, The Pick-and-Place Race, understudies were tested to plan and develop remote-controlled gadgets that could rapidly gather an assortment of bundles of various sizes from their stands and spot them in an assortment zone without making the balls hit the ground. The group from VIT was the sprinter up at the opposition, accepting the $300 second prize, while a group of understudies from Hong Kong Polytechnic University won the $150 third prize. Other prize victors at E-Fest Asia Pacific incorporated the group from Swami Keshvanand Institute of Technology Management and Gramothan, which set first in the Innovative Additive Manufacturing 3D (IAM3D) Challenge; Satish Ranjan Pradhan from National Institute of Technology Rourkela, who set first in the Old Guard Oral Presentation Competition; and Mohammed Shoaib from the Anurag Group of Institutions, who took top distinctions in the Old Guard Technical Poster Competition. Aaron Williams (left), HPVC head judge, directs a vehicle wellbeing investigation at the Human Powered Vehicle Challenge in India. E-Fest Asia Pacific, which likewise highlighted two vivacious live performances that excited the understudies joining in, was an amazing encounter, as indicated by Vineet Vashi, one of the occasions understudy coordinators. It was a fantasy to have the E-Fest at VIT, said Vashi, who alongside individual understudies Pujan Parvadia and Manas Chavan, drove a group of 150 understudies who facilitated the celebration. The Society will introduce two more E-Fests during the following two months. The primary, E-Fest West, will occur from March 15 to 17 at the Fairplex in Pomona, Calif. For more data, to see the primer program or to enroll, visit https://efestwest.asme.org. Limited early enlistment is accessible through March 15 for the other celebration to be held this spring, E-Fest North, which will happen from April 5 to 7 at Michigan State University in East Lansing, Mich. To find out more or to enroll, visit https://efestnorth.asme.org. In other related news, ASME is introducing its first ASME EFx occasion in the United States one month from now. EFx occasions are littler scope renditions of E-Fests that can be effectively arranged by neighborhood schools and colleges. The first EFx in the United States, EFx NYU: MakerHack, will be offered on March 9 and 10 at NYU Tandon MakerSpace in Brooklyn, N.Y. To find out more or to enlist, visit https://efxnyu.asme.org. For more data on the E-Fest programs, visit https://efests.asme.org. Colleges who are keen on facilitating an E-Fest in 2020 should contact Brandy Smith at smithb@asme.org. For data on facilitating an EFx, contact Kristen Leoce at leocek@asme.org.

Resume Writing: Tips for Preparing Professional Resumes

Resume Writing: Tips for Preparing Professional ResumesWhen it comes to resume writing, the chances are that you have a sales-oriented job description or you have an occupation that is of a strategic nature. Therefore, the next steps are very crucial in order to ensure that your resume looks professional and meets the objective.One of the first steps that you need to take when you want to improve your resume writing is to create a profile. By creating a profile, you are setting the standards that you want to be seen by. You can do this through developing a cover letter, which will be applied on your resume.The cover letter that you apply on your resume will usually highlight your qualifications that you possess. You should know that you will want to highlight your qualifications to make it easier for you to be seen. In addition, you want to emphasize your strengths and develop a level of expertise in each area.Before you have an actual meeting with an employer, you need to be certain that your resume is properly formatted. A well-formatted resume helps to highlight your skills as well as strengths. Furthermore, it is important to include details such as what your work experience is like. This information can come from a variety of sources such as your previous employers, recent letters, etc.Next, you want to focus on highlighting your qualifications, including your work experience. In addition, you want to make sure that you highlight the skills you possess. Also, you should ensure that you are highlighting all of the points that are crucial to highlight in order to make it a professional looking resume.Resume writing is one of the most basic tasks when it comes to preparing for a job interview. You need to make sure that you stand out from the crowd and that you provide a professional appearance. When you are preparing your resume, you want to ensure that you are providing a convincing appeal.When it comes to resume writing, you also want to make sure that you are generating a professional-looking resume. Additionally, you want to make sure that you are not allowing extraneous or irrelevant information to appear on your resume. It is important to make sure that you avoid the common mistakes that many individuals make, such as using incorrect spelling and grammar as well as poor syntax.Writing a resume can be intimidating, but there are several tips that you can use in order to ensure that you present a professional image and to provide the information that you need. When you learn how to prepare a resume for a sales job, you will find that you can significantly increase your chances of getting the job.

What Is A Summary On A Resume?

<h1>What Is A Summary On A Resume?</h1><p>What is a synopsis on a resume? It's typically a presentation for the individual looking for work. For most positions, a synopsis is sufficient enough as it will go far in characterizing the activity you are applying for. It shows that you've invested in a decent arrangement of energy to accumulate the entirety of the important data for thought for the activity and to present the resume properly.</p><p></p><p>A synopsis might be as a proposition articulation or a definite resume. On the off chance that the resume is definite, it implies that the individual was not happy with the 'synopsis' since it didn't make enough progress to permit him to figure out the activity they are looking for. At the point when you accomplish a short work on a resume, it will be clear to the business that you had some trouble with composing it. Truth be told, an ineffectively composed resume is one of the most regularly saw signs that somebody is attempting to shroud something about their background.</p><p></p><p>A outline on a resume is just a prologue to the individual's capabilities for the activity. The outline ought to likewise show the association why the individual is equipped for the position being looked for. This allows the individual to account for themselves in the most ideal light and will likewise assist with shielding the business from doing additionally research to get an away from of the capabilities required for the job.</p><p></p><p>A synopsis on a resume isn't generally a prologue to capabilities. It might rather be a piece of the resume itself. It tends to be the main area of the resume that should be filled out.</p><p></p><p>For individuals who wind up expecting to enlist new representatives, a rundown on a resume can be a significant selling point. A decent synopsis on a resume will make way for the recruiti ng procedure by furnishing the business with a thought of how you can be of administration to them. A decent outline can give a business a thought of how they can connect with you.</p><p></p><p>When you are a contender for a position, a synopsis on a resume can assist with bringing the deal to a close. At the point when you have invested your best exertion to give a worker a rundown on a resume, it is significant that they read it cautiously and comprehend the data it contains. It is additionally a smart thought that they pose inquiries after they get done with perusing it.</p><p></p><p>Summary on a resume designs differ however there are a few sorts of them. They might be imprinted on letterhead, composed, or even written by hand. The configuration is regularly controlled by the business or the situation of the individual looking for employment.</p><p></p><p>Summary on a resume is something that is anything but difficult to utilize and successful. On the off chance that you are a possibility for a position, remembering one for your resume will assist with improving your odds of being employed. Put forth sure that you put some attempt into making it great and you will be satisfied with the results.</p>